Non Owned / Renters Coverage through AIG

Did you know that there are approximately 7 pilots for every 1 airplane registered for general aviation use? Therefore, most general aviation pilots need to rent or borrow an airplane when they take to the sky. The owner’s aircraft insurance policy may protect the owner from his or her mistakes, but what about the pilot renting or borrowing the airplane? What happens if the owner’s policy does not include coverage for “permissive pilots?” Or what if the aircraft is underinsured or uninsured? You may be liable for the damages. So let Travers & Associates help you find the best coverage for you when renting or borrowing an aircraft. Below are some examples of coverages.

Liability Coverage for Renters/Non-Owners — provides coverage for the bodily injury and property damage for which you may be liable.

Flight Instructor Liability Coverage — provides coverage for the bodily injury and property damage for which you may be liable, including your liability as a flight instructor.

Deductible Liability Coverage — included when you purchase Physical Damage to your Non-Owned Aircraft. Deductible Liability covers the deductible on the owner’s or lessor’s aircraft that you rent or borrow up to $5,000 for each occurrence, regardless of your liability. Deductible Liability Coverage is part of (not in addition to) coverage provided by physical damage to your non-owned aircraft.

Liability Coverage for Non-Owned Physical Damage — provides coverage for the physical damage to a non-owned aircraft for which you may be liable.

Civil Air Patrol Endorsement — expands coverage for your involvement in sanctioned civil air patrol activities.

Coverage extends to aircraft having a standard airworthiness certificate and aircraft having an experimental, restricted or light sport aircraft airworthiness certificate.

To apply for a quote, simply click on the link, choose your coverages and mail a check payable Travers & Associates.